74.5K reviews
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USK: All ages
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Content rating
USK: All ages
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About this app

With the free photoTAN app, you can authorize online banking transactions securely and quickly.





Here's how the photoTAN process works via computer:
You perform a transaction on another device, such as a PC.

Your transaction is automatically transferred to the comdirect photoTAN app, and a notification appears on your smartphone. Tapping the notification opens the photoTAN app. Review the transaction and authorize the TAN by sliding the arrow from left to right.

The familiar scan function of the comdirect photoTAN app remains available. This is recommended, for example, if your smartphone is not connected to the internet. To use it, select the "photoTAN Graphic" method on your computer and then open the scan function in the bottom left corner of the comdirect photoTAN app on your smartphone.





Here's how the App2App process works:
You perform a transaction in another comdirect app. During the authorization process for your transaction, the photoTAN app will open automatically. Confirm your order by sliding the arrow from left to right.

The following comdirect apps support the App2App procedure:

- comdirect App
- comdirect trading App
- comdirect Young




How to activate the photoTAN app before first use:
Log in to your comdirect personal area with your access number and PIN and follow the instructions for "Activate photoTAN" until the activation graphic is displayed. Download the comdirect photoTAN app to your smartphone and follow the instructions in the app. Once the app is activated, you can use the two methods mentioned above.





FAQ "What permissions does the app use?"

The "Camera" permission is required in the standard procedure for scanning the photoTAN graphic.

FAQ "Does the app work with multiple comdirect accounts?"

You can connect the app to up to 8 accounts. You need a separate activation letter for each account.

Shape the future with us!

Share your suggestions in the comdirect Community and help improve the app.

For more information about photoTAN, visit www.comdirect.de/photoTAN
for free TANs
Updated on
Sep 28, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, App info and performance, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

73K reviews
Nima Pouya
September 18, 2026
It's a tiny little app with only one functionality. I still don't understand why it needs to be separate from the main app, but it is what it is... My main issue is it crashes on android 17 after the latest update. I have tried deleting all my data and trying again, still crashes. Now, I can't do many of the functionalities of my bank... Just great!!! Since this is not the first update with this issue, lack of proper testing before release is just embaressing.
3 people found this review helpful
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comdirect – eine Marke der Commerzbank AG
September 21, 2026
Hallo, wir arbeiten bereits an der Behebung des Fehlers und hoffen, dir bald eine Lösung anbieten zu können. Viele Grüße Mario
A Google user
September 20, 2019
So there's an obvious problem here, can't take a picture of my phone's screen with my phone... You could just add scanning a picture from phone's gallery, or something among those lines. For now, the only way I see is to take a screenshot, send it to a different device, open it there, and scan the photo tan. EDIT: Nevermind, found out that there an app2app method, and the app isn't so bad judging from the looks of it.
10 people found this review helpful
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Clemens Lang
June 17, 2025
Crashes with old data after the latest update. Clearing data fixes it but requires re-setup. This sounds like sloppy testing during development, which is bad for an app you rely on every day. Adding insult to injury, the old activation latter I have no longer works. Should maybe have used QR codes where color degradation after years of storage doesn't matter.
2 people found this review helpful
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comdirect – eine Marke der Commerzbank AG
June 19, 2025
Hallo Clemens, besteht das Problem immer noch? Solltest du weiterhin massive Schwierigkeiten haben, bitte ich dich einmal unseren Kundenservice zu kontaktieren, damit wir ein Ticket eröffnen. Wir bedauern die Unannehmlichkeiten und hoffen, dass dein Problem schnell gelöst ist. LG Ines

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Behebung eines Fehlers