Openbank Pay

2.57K reviews
Content rating
USK: All ages
100K+
Downloads
Content rating
USK: All ages
Learn more
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About this app

YOUR PAYMENT AND FINANCING PLATFORM.


Enjoy shopping freedom with Openbank Pay – get whatever you want and decide how and when to pay for it. Want to pay now, in a few days or in several instalments? No worries! Discover all our payment and financing solutions with the security and confidence of the Santander Group. Plus, check out the new payment methods coming soon … like the Openbank Pay credit card!

ONLY PAY FOR WHAT YOU KEEP.


Return any items you don't want and pay only for those you want to keep. Sounds fair, right?

STAY ON TOP OF EVERYTHING.


Don't miss a thing with our app – control all your deliveries and returns, and shop with peace of mind. We'll send you notifications throughout the whole process to keep you up to date with everything.

MANAGE YOUR PAYMENTS.


Get a clear overview of all your payments with the Openbank Pay app and never miss a thing.
Got a query? Take a look at our Frequently Asked Questions for the answer. Alternatively, give us a call or send us an email.

SECURE AND EASY TO USE


We ensure your personal data and payments are secure. At Openbank Pay, we take the privacy of your information and compliance with all corresponding anti-fraud measures very seriously.
Enjoy now. Pay Later.
Updated on
Oct 5, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 4 others
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

2.54K reviews
AKSHAY GOPAL KATTUKANDATHIL
March 18, 2026
The server often goes down during urgent payments, which causes inconvenience. There is also no alternative way to complete transactions in such situations. Kindly improve stability and provide a backup option.
Did you find this helpful?
Openbank S.A.
April 6, 2026
Thank you for your feedback. We’re sorry to hear about your experience. We appreciate your suggestion and will share it internally for further review.
radu leca
May 7, 2025
I can't open the app because of the last update. Need to see my last payment, but now it's impossible. The app is asking for the last update, but I already installed it. Need a feedback 🤯 Update: looks like everything is working again. Thanks for your feedback.
29 people found this review helpful
Did you find this helpful?
Openbank S.A.
May 7, 2025
Hi! Thank you for your feedback. We experienced an unexpected technical issue, and we sincerely apologise. The issue should now be fixed. If you're still facing any troubles, let us know; we’re here for you: info.de@zinia.com.
Shwifty
May 4, 2025
unusable. "To keep using Zinia, download the latest version." for almost a week now (with no update available). For a financing app - an absolute no go
Did you find this helpful?
Openbank S.A.
May 7, 2025
Hi! Thank you for your feedback. There was a small error causing issues with the app, and we apologise for that! Everything should be working now. If you're still having trouble, just reach out: info.de@zinia.com.

What’s new

• Complete the onboarding process to become a Openbank Pay user and discover all our stores and products.
• We've created a new login method to improve accessibility and usability. Simply enter your email address and a 6-digit password (generated through an easy-activation process) to log in.
• Activate your biometric access to log.
• Paying just got that much easier: introducing Pay in 3, splitting all your purchases into three convenient instalments.